Preamble

Jio BlackRock International AMC (IFSC) Private Limited (hereinafter referred to as the "FME"/ "we" or "us"), a retail Fund Management Entity established in the International Financial Services Centre at GIFT City, Gujarat, India, is committed to safeguard the privacy and security of personal information of all users, investors, prospective investors, service providers, and stakeholders (collectively, "Users") whose data may be collected or processed by the FME in the course of its inbound and outbound investment management operations.

Introduction

The FME is committed to protect your Personal Data. This Privacy Policy sets out the way in which we collect, use, disclose, transfer and store your Personal Data.

This Privacy Policy sets out the types of personal information ("Personal Data") we may collect from you through our website, investor onboarding platform, investor portal, and any other platform owned and/or operated by us (collectively referred to as the "Platform"), and the manner in which such data is used, stored, processed, and disclosed to third parties, including service providers, regulators, and intermediaries in compliance with applicable IFSCA regulations and the Digital Personal Data Protection Act, 2023 and the Digital Personal Data Protection Rules, 2025 (together, the "DPDP Framework"). As of the date of this Policy, the International Financial Services Centres Authority has not issued a dedicated data protection regulation applicable to fund management entities; our data protection obligations as a matter of Indian law are accordingly governed principally by the DPDP Framework, read together with applicable IFSCA KYC, anti-money laundering, and recordkeeping requirements.

Because you may access the Platform from India or from other jurisdictions in connection with our inbound and outbound investment strategies, additional protections may apply to you depending on your location, including the EU General Data Protection Regulation and ePrivacy Directive as amended ("GDPR"), the UK GDPR, the UAE Federal Decree-Law Concerning the Protection of Personal Data ("UAE PDPL"), the Singapore Personal Data Protection Act ("Singapore PDPA"), and applicable US state privacy laws including the California Consumer Privacy Act as amended by the California Privacy Rights Act ("CCPA/CPRA"). Where a jurisdiction-specific right or obligation applies to you, it is noted in the relevant section below.

This Privacy Policy also identifies the rights and options available to you with respect to your Personal Data and the manner in which you may reach out to us should you have any concerns or queries regarding this Privacy Policy.

We are committed to safeguarding your Personal Data through Reasonable Security Practices and Procedures in accordance with Applicable Laws. Should you choose to provide, and thereafter not continue to provide us with the consent for the requested Personal Data, we will be unable to offer you our Services.

You are advised to carefully read this Privacy Policy before using the Platform or any other channel for communicating with us or sharing information or Data (including any Personal Data) with us or our Representatives, or prior to using the Services. We shall not be liable or responsible for any breach of privacy owing to a User's negligence. Please note that the Platform may contain links to third-party applications or digital platforms provided for your convenience. We are only responsible for the privacy practices and security of the Platform. We recommend that you check the privacy and security policies of each third-party application or platform that you visit.

All capitalised terms not defined in this document shall have the meanings ascribed to them in the Terms and Conditions of the Platform / Terms of Use.

Definitions

(a) Affiliate(s) shall mean, with respect to the FME, any person directly or indirectly controlling, controlled by, or under direct or indirect common control with the FME, including its subsidiaries and associate companies.

(b) Applicable Laws means all provisions of laws, statutes, ordinances, rules, regulations, permits, certificates, judgments, decisions, decrees or orders of any governmental authority applicable to a Person and includes:

The Digital Personal Data Protection Act, 2023 and the Digital Personal Data Protection Rules, 2025 (as applicable)
The International Financial Services Centres Authority Act, 2019 and regulations, circulars, and directions issued by IFSCA applicable to fund management entities
The Prevention of Money Laundering Act, 2002 and the rules and guidelines issued thereunder
The Information Technology Act, 2000
The Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, each as amended from time to time
Where applicable to a User's location, the EU General Data Protection Regulation and ePrivacy Directive as amended, the UK GDPR, the UAE Federal Decree-Law Concerning the Protection of Personal Data, the Singapore Personal Data Protection Act, and applicable US state privacy laws including the CCPA/CPRA

(c) Body Corporate means any company and includes a firm, sole proprietorship or other association of individuals engaged in commercial or professional activities.

(d) Cookies means a small file placed on your device by our website or Platform when you visit or use certain features of the Platform, which allows the Platform to remember your actions or preferences for a certain period of time, as further described in our Cookie Policy.

(e) Data means and includes any representation of information, knowledge, facts, concepts or instructions which are being prepared or have been prepared in a formalised manner, and is intended to be processed, is being processed or has been processed in a computer system or computer network, and includes any personal, transactional, or financial information pertaining to an investor, prospective investor, or User that is collected, processed, stored, or transferred by the FME or its authorised service providers in accordance with Applicable Law.

(f) KYC shall mean Know Your Customer.

(g) Partners means select third parties with whom we may have contracts for the businesses and facilitating the Services described in this Privacy Policy.

(h) Person shall mean any natural person, company, corporation, partnership, proprietorship, trust, union, association, government or any agency thereof or any other entity that may be treated as a person under applicable law.

(i) Personal Data shall have the same meaning as that under Applicable Laws and shall include any information that relates to a natural person which, either directly or indirectly, in combination with other information available or likely to be available with a Body Corporate, is capable of identifying such person, as further described below.

(j) Platform means the website, investor onboarding platform, investor portal and any other platform owned and/or operated by the FME.

(k) IFSCA shall mean the International Financial Services Centres Authority.

(l) Reasonable Security Practices and Procedures means security practices and procedures designed to protect such information from unauthorised access, damage, use, modification, disclosure or impairment, as may be specified in an agreement between the parties or as may be specified in any law for the time being in force, and in the absence of such agreement or law, such reasonable security practices and procedures as may be prescribed by the Central Government in consultation with such professional bodies or associations as it may deem fit.

(m) Regulated Entities or REs means entities that are registered with and regulated by IFSCA under applicable laws, including but not limited to fund management entities, custodians, registrars and transfer agents, and depositories operating within the International Financial Services Centre.

(n) Representatives means the personnel employed or otherwise engaged by the FME or the group entities for the purpose of their respective businesses.

(o) Services shall mean the investment management services provided for in the Terms and Conditions of the Platform, including but not limited to the onboarding of investors, facilitation of fund transactions such as subscriptions and redemptions, portfolio reporting, investor communications, and inbound and outbound investment strategies. Services also include tools or features provided through the Platform that allow Users to view, monitor, and manage their investments, access scheme-related documents, manage their personal details, place transaction requests, avail nomination facilities, receive regulatory disclosures, and engage with investor education or digital assistance modules offered by the FME from time to time in accordance with applicable IFSCA regulations.

(p) User or you shall mean any natural or legal person who accesses or uses the Platform, and in the event that a natural person is representing a business entity or body corporate, reference to such terms shall include a reference to such business entity and/or body corporate as well as other promoters thereof. All references to "you" shall include yourself and any other persons you are authorised and required to provide consent for.

What data do we collect from you?

We collect, transmit, and store Personal Data about you after obtaining your consent, to provide you with, or in connection with, our Services. We only collect and process Personal Data in a need-based manner to provide you with the Services. Such Personal Data includes:

(a) Identity and profile-related information: your first, middle and last name, date of birth, nationality, gender, title, photographs, educational qualifications, location and employment details. This information helps us create your profile, undertake KYC, assess your eligibility to invest, and provide customised support.

(b) Contact information: your email addresses, phone numbers, and residential address.

(c) KYC information: government-issued officially valid documents such as PAN, passport, tax residency certificates, and any other document prescribed under Applicable Laws from time to time, collected for onboarding and KYC purposes, including video-based or in-person verification records.

(d) Transaction information: details of subscriptions, redemptions, holdings, and other transactions that occur through the Platform or are related to the Services.

(e) Financial data: income information, source of funds and wealth declarations, payment details, bank account information, tax information, investment applications, and any related information through which Services are provided to investors.

(f) Marketing and communications data: your preferences regarding marketing messages from us and third parties, and your communication preferences. We may use third-party advertising companies to serve advertisements when you visit the Platform; if you interact with such advertisements and are redirected to third-party websites, you will be subject to their respective terms and conditions, and the FME is not responsible for the products, services, or privacy practices of such websites.

(g) Device and technical data: IP addresses, browser types, time zone settings, operating systems, and device information, and Cookie data as described in our Cookie Policy.

(h) Usage and behavioural data: information about how you use the Platforms.

(i) Data from Affiliates: the FME may have arrangements from time to time with Affiliates to jointly develop and run statistical models based on customer information available with such Affiliates, and may collect information which such Affiliates have collected from you.

We may supplement the information that you provide with other information that we obtain from our dealings with you or which we receive from other organisations, for example Partners and other Affiliate group companies.

You are requested to provide the FME with accurate and complete Personal Data in order to avail our Services. We request that any change to your Personal Data be communicated to us, for us to service you better.

How and when do you consent to usage and sharing of your data?

(a) The FME only collects Data from Users in accordance with explicit consent obtained from such Users, after informing them, before or at the time of seeking consent, of an itemised description of the Personal Data to be collected, the specified purpose(s) of processing, and the consequences of refusing to provide Personal Data or withdrawing consent, presented in clear and plain language independently of other information and, on request, in English or another language listed in the Eighth Schedule to the Constitution of India.

(b) The FME maintains an auditable record of such consents granted, modified or withdrawn, including the date, the specific purposes agreed to, and the version of this Policy in effect at the time.

(c) This Privacy Policy also covers the terms of the consents granted by you to the FME for the Personal Data submitted by you.

(d) All information provided by you (including Personal Data) is purely voluntary.

(e) You may withdraw or modify your consent to collect / provide / share / process the information (including your Personal Data) at any time, as easily as it was given, by using the withdrawal mechanism made available on the Platform or by communicating to the email ID given below in writing. However, in such instance, (i) you may not be able to access some or all features of the Platform; (ii) you may not be able to avail some or all of our Services; or (iii) if you have already availed our Services, such Services may be withdrawn, curtailed or cancelled as per their terms upon such withdrawal or modification of consent. Withdrawal of consent does not affect the lawfulness of processing carried out before withdrawal.

(f) In some cases, it is essential for information (including your Personal Data) to be collected, retained, stored, processed or shared either regulatorily, or as a matter of policy or for any of the purposes set out below, and you are requested not to avail the Services if you do not wish to provide such information or consent to such collection, sharing or processing. For queries, you may contact the email IDs mentioned below.

(g) Where you are a child, or a person with a disability who has a lawful guardian, the FME will not process your Personal Data unless it has obtained the verifiable consent of your parent or lawful guardian, and the FME does not undertake behavioural monitoring or targeted advertising directed at children.

(h) The FME would collect your Data for competitions or marketing surveys, or from publicly available sources, in accordance with Applicable Laws.

(i) Any information collected is stored in secure databases protected via a variety of access controls and is treated as confidential information by the FME. You should maintain confidentiality of your username and password and ensure you do not knowingly or accidentally facilitate unauthorised use of it.

(j) We may also obtain your Data from independent third parties, as governed by their respective privacy policies, including our Partners, payment partners, technology providers, payment aggregators, payment service providers and financial institutions, fraud prevention agencies, independent service providers, and Affiliates.

(k) The FME may appoint third-party service providers, including Affiliates or entities within the group, to carry out specific outsourced functions such as investor servicing, transaction processing, data analytics, technology platform management, cybersecurity operations, and other information technology services.

(l) Where you are located in the European Economic Area or the United Kingdom, we rely on the applicable legal bases under GDPR Article 6, namely contract performance, compliance with a legal obligation, legitimate interests, or your consent, and on explicit consent or another Article 9 condition where special category data is involved. Where you are located in the UAE or Singapore, we rely on the equivalent consent and permitted-processing grounds under the UAE PDPL and Singapore PDPA respectively.

How and where do we collect and store your data?

(a) When you access our Platform, sign up for an online account, register to receive marketing communications, fill in a form (online or offline), contact us, or otherwise expressly provide us with your Personal Data, we may collect and store such Personal Data and use it to personalise and improve your experience on the Platform, provide Services you request, and carry out profiling and market research.

(b) We may also collect your Personal Data through your conversations (telephonic or otherwise) with Representatives or customer service agents, or submitted by you via documents, images or in any other form, whether physical or digital. You agree that such communications may be recorded to comply with the FME's internal processes or Applicable Laws.

(c) We use Cookies, cache, pixels and similar technologies to receive and store certain types of information as described in our Cookie Policy, to make improvements to our content and provide a better navigation experience.

(d) When you access third-party websites or apps with whom we have contractual agreements, the applicable third-party privacy policies apply and are not covered by this Privacy Policy.

(e) In order to facilitate the Services, we may receive information pertaining to document verification and similar matters from third parties including depositories, registrars and transfer agents, and payment gateway providers.

(f) The Personal Data collected from you is stored at our backend and cloud servers, which may be situated in India or in other jurisdictions where our service providers operate, subject to the cross-border transfer safeguards described below.

(g) We shall only collect the above information on a need basis strictly for the purpose of providing you with the Services.

What do we use your data for?

In broad terms, we use your Personal Data for the following purposes:

Creating your account with us and onboarding you as an investor;
establishing and verifying your identity for KYC, including with our Affiliates;
administering and providing the Services you request or have expressed interest in;
communicating with you where any Services you have requested are unavailable;
internal risk assessments and analysis;
fraud, anti-money laundering, and name-screening prevention purposes, and to protect the FME's legal rights and comply with its legal obligations, in a manner prescribed under our board-approved Fraud Risk Management and KYC/AML/Combating of Financing of Terrorism policy;
record-keeping purposes, to comply with laws and regulations, and other legal or law enforcement requirements;
market research to improve the Services we offer;
tracking your activities and engagement on the Platform;
creating an individual profile for you to understand and respect your preferences;
personalising and improving your experience on the Platform;
personalising and/or tailoring communications and marketing communications you consent to receive;
informing you about important details such as changes in terms, conditions and policies;
addressing your requests, feedback and queries and managing your relationship with the FME;
assessing your eligibility for Services you have shown interest in or requested;
data analysis, audits, and usage trends to determine effectiveness of campaigns and improve Services;
security, business continuity and risk management;
system or product development, planning, audit and administrative purposes;
carrying out our obligations arising from any contract entered into between you and us;
maintaining continued relationships with our customers, Partners or suppliers;
investigating violations of our terms of use or defending against legal claims;
disclosure under special circumstances such as compliance with applicable law, court summons, court orders, or requests from legal or law enforcement authorities;
pursuing legitimate interests of the FME or a third party; and
analytics and measurement to determine your preferences and usage of the FME's products or services, including for generating aggregated insights.

Whom do we share your Personal Data with?

(a) The FME may share your information (including Personal Data) with third parties including but not limited to registrars and transfer agents, fund accountants, custodians, its Affiliates, vendors, service providers, data processors, banks, financial institutions, depositories, investigating authorities, law enforcement agencies, telecommunication companies, and statutory bodies including IFSCA, for customer verification, personalisation of Services, data enrichment, and marketing or promotion of the Services of the FME or of any other service provider. The FME does not sell your Personal Data.

(b) We may share the following with any third party including duly appointed partners, service providers, associates and Affiliates: (i) any data submitted by you to the FME; (ii) any data arising out of your contractual relationship with the FME; (iii) any incremental data or insights generated by processing or analysing the data specified in (i) or (ii) or any combination thereof.

(c) The FME may share such information in the course of normal business operations, such as providing Services you have subscribed to and any related activity such as collection of fees and enrolling you for additional services.

(d) It may become necessary for the FME to disclose your Personal Data to its agents and contractors in the course of normal business operations. Such parties are required to use the information obtained from the FME exclusively for such purposes.

(e) Third parties with whom your Personal Data is shared shall be required to process such Personal Data only in accordance with express instructions and as necessary to perform Services for the purposes set forth in this Privacy Policy, and to safeguard the security and confidentiality of the Personal Data they access and process by implementing appropriate technical and organisational security measures and confidentiality obligations.

(f) The FME shall undertake all Reasonable Security Practices and Procedures prescribed under Applicable Laws to ensure that the confidentiality of your information is maintained by third parties to whom it is disclosed.

(g) The FME may be required to disclose your Personal Data to statutory authorities or other persons in connection with any legal process initiated by such authorities in accordance with Applicable Laws, or for risk mitigation purposes. This does not include selling or otherwise disclosing your Personal Data for commercial purposes in violation of this Privacy Policy and Applicable Laws.

(h) Other group entities and Partners may have privacy practices and policies that differ from those of the FME; the use of your Personal Data by them will be governed by their respective privacy statements.

(i) We shall disclose your KYC data to the relevant regulatory authorities, including IFSCA, as part of our statutory audit process.

(j) In the event we buy or acquire other businesses, or sell or restructure our business, Personal Data collected by us may be shared with third parties and/or statutory authorities in such instances.

(k) Cross-border transfers: as an India-based entity, we may transfer Personal Data outside India to our service providers and group entities. The DPDP Act permits such transfers except to countries or territories specifically restricted by the Central Government, subject to any other Indian law imposing a higher standard of protection, including any applicable IFSCA data localisation requirements for financial and KYC data. Where you are located in the European Economic Area or the United Kingdom, transfers of your Personal Data to India or other countries without an adequacy decision are made subject to appropriate safeguards such as Standard Contractual Clauses, or, exceptionally, your explicit informed consent to the specific transfer after being informed of the possible risks. Where you are located in the UAE, we will inform you of the protective measures applicable to any cross-border processing of your data.

(l) Your consent is sought by way of this Privacy Policy for us to share Personal Data as described above. By accepting the terms of this Privacy Policy, you provide your consent to that effect.

(m) You acknowledge that the Platform has collected information with your consent, and you have the option not to provide such information or to deny or revoke consent already given. However, withdrawal of consent will not be permitted where a Service availed by you remains active, and the FME does not guarantee continued provision of such Service where consent has been withdrawn.

How long do we retain your Personal Data?

(a) The FME shall not retain any Personal Data longer than permissible under Applicable Laws.

(b) Your Personal Data may be retained for a longer period where necessary for legal, regulatory, accounting, processing or other legitimate purposes, including filing or addressing complaints, responding to regulator or governmental queries, and defending legal claims, including the period required for KYC and anti-money laundering recordkeeping applicable to a retail Fund Management Entity in GIFT City.

(c) To determine the appropriate retention period, the FME considers the amount, nature and sensitivity of the Personal Data, the potential risk of harm from unauthorised use or disclosure, the purposes for which it processes the data, whether those purposes can be achieved through other means, and applicable legal requirements.

(d) Different data types and purposes necessitate varying retention periods; the length of retention may therefore vary significantly.

(e) In some circumstances, the FME may anonymise your Personal Data so that it can no longer be associated with you.

(f) Upon your written request to the email ID set out below, requesting deletion of your Personal Data, we will undertake all reasonable, legally mandated actions to delete and no longer store your Personal Data with us, unless retention is necessary for the specified purpose for which it was collected or to comply with an Applicable Law, in which case we will inform you of the basis for continued retention.

How do we safeguard your Personal Data?

(a) We require third parties we engage with, by contract or otherwise, to process your Personal Data only in accordance with our instructions and as necessary to perform services on our behalf or comply with Applicable Laws.

(b) We require such third parties to safeguard the security and confidentiality of Personal Data by implementing sound, appropriate and adequate confidentiality, technical and organisational security measures.

(c) The FME uses procedural and technical safeguards, including encryption or tokenisation of sensitive data, access controls, and monitoring and logging to detect unauthorised access, to secure your Personal Data from unauthorised access, use, alteration and destruction.

(d) Access to your Personal Data is limited to Representatives, agents, contractors and other third parties who have a need to know, who process your Personal Data only on the FME's instructions and are subject to a duty of confidentiality.

(e) We shall use technical, organisational and industry-appropriate measures, including measures to deal with any data breach, to safeguard your Personal Data. In the event of a personal data breach, we will notify the Data Protection Board of India and affected individuals in accordance with the DPDP Framework, and any other applicable regulators or affected individuals as required under other laws that apply to you. If you suspect any misuse, loss or unauthorised access to your Personal Data, please notify us immediately using the contact details below.

What are your privacy rights and how can you exercise them?

(a) We provide you with reasonable access to view and review your Personal Data and request correction and deletion where appropriate. We will take reasonable steps to verify your identity before granting access.

(b) You can choose not to receive marketing communications from us by using the unsubscribe mechanism in any such communication.

(c) You can make choices about our collection and use of your Personal Data, including by requesting to access, correct, complete or erase your Personal Data through the Platform. You also have the right to seek:

a summary of Personal Data being processed by us and the processing activities undertaken with respect to it;
the identities of all other entities with whom the Personal Data has been shared, along with a description of the Personal Data so shared, and any other information prescribed under Applicable Laws;
restriction of or objection to certain processing, including profiling carried out for marketing purposes; and
where applicable under GDPR or UAE PDPL, data portability, to receive your data in a structured, machine-readable format and have it transferred to another controller.

(d) When asked to provide Personal Data, you may decline. You may also withdraw your consent previously provided at any time, as easily as it was given. Declining or withdrawing consent may affect the Services. Withdrawal of consent with respect to Personal Data shared with Partners will be governed by their respective privacy policies.

(e) You may opt out of the collection or use of your Personal Data, including the use of Cookies and similar technologies, and the use of your Personal Data for marketing purposes.

(f) You may request that your Personal Data be rectified, modified, edited, restricted, deleted or anonymised, subject to Applicable Laws. Where we are unable to service such requests owing to regulatory obligations or otherwise, we will provide you with a reasoned response.

(g) You may nominate an individual who shall, in the event of your death or incapacity, exercise your rights in accordance with Applicable Laws, by contacting us at the details set out below.

(h) You have the right to lodge a grievance with us in the first instance, and thereafter, if unresolved, to complain to the Data Protection Board of India or, where applicable to your location, the relevant EU/UK supervisory authority, the UAE Data Office, the Singapore Personal Data Protection Commission, or the relevant US state attorney general or regulator.

(i) Where you are a California resident, you additionally have the right to know the categories and specific pieces of personal information we have collected about you, the right to delete personal information we hold about you, the right to correct inaccurate personal information, the right to opt out of the sale or sharing of your personal information and out of use of sensitive personal information beyond what is necessary to provide the Services you request, and the right to non-discrimination for exercising your privacy rights.

(j) Automated decision-making and profiling: we use behavioural profiling to generate product preference. Where this profiling produces legal or similarly significant effects concerning you, you have the right to obtain meaningful information about the logic involved, the significance of the profiling, and its likely consequences, and, where applicable law permits, to object to such profiling or request human review of a decision based solely on automated processing.

Your representations to us

You represent to us that you are above the age of 18 (or, in a relevant jurisdiction, the applicable age of majority) and are in contracting capacity to access our Platform and share your Personal Data with us.

Offerings and opportunities from us and our Partners

We want you to be the first to know about new Services and offerings from us and our Partners. We may share these details with you only with your prior consent. You can unsubscribe from receiving these offerings by emailing us. If you do not choose to receive this information, we will be unable to keep you informed of new services, products, events that may interest you.

Cookies

The Platform uses Cookies and similar technologies as described in our separate Cookie Policy, which forms part of this Privacy Policy by reference.

Changes to our Privacy Policy

(a) We may change our Privacy Policy from time to time and post the updated version on our Platform. We may email periodic reminders of our terms, unless you have instructed us not to.

(b) The updated version will be effective as soon as it is accessible. Where changes are material or affect the basis on which your consent was obtained, we will seek your renewed consent before undertaking any new processing activity.

Incorporation of Privacy Policy to the Terms and Conditions

This Privacy Policy is incorporated into the Terms and Conditions and other specific terms of the Platform.

Prohibited actions

While visiting or using our Platform, you agree not to, by any means (including hacking, cracking or defacing any portion of the Platform), indulge in illegal or unauthorised activities including the following:

restrict or inhibit any authorised user from using the Platform;
use the Platform for unlawful purposes;
harvest or collect information about Platform users without their express consent;
"frame" or "mirror" any part of the Platform without our prior authorisation;
engage in spamming or flooding;
transmit any software or materials that contain a virus or other harmful or disruptive component;
remove any copyright, trademark or other proprietary rights notices contained in the Platform;
use any device, application or process to retrieve, index, "data mine" or otherwise reproduce or circumvent the navigational structure or presentation of the Platform;
permit or help anyone without access to the Platform to use it through your username and password or otherwise; or
infringe, violate or misappropriate any patent, trademark, copyright or other proprietary rights.

Governing law and jurisdiction

This Privacy Policy shall be governed by the laws of India, and the courts having jurisdiction over the International Financial Services Centre at GIFT City, Gujarat (or, as applicable, the courts of Gandhinagar, India) shall have exclusive jurisdiction to try any dispute arising thereof, without prejudice to any mandatory rights you may have under the law of your own place of residence.

Severability

If any court or competent authority finds that any provision of this Privacy Policy (or part of any provision hereof) is invalid, illegal or unenforceable, such provision or part thereof shall, to the extent required, be deemed to be deleted, and the validity and enforceability of the other provisions of this Privacy Policy shall not be affected and shall continue to apply.

Handling privacy concerns

If you have any questions about this Privacy Policy, or believe your Personal Data is not handled in accordance with Applicable Laws or this document, you may contact our Data Protection Officer / Grievance Officer at: [DPO/GRIEVANCE OFFICER NAME, EMAIL, AND POSTAL ADDRESS TO BE INSERTED] and [CUSTOMER CARE NUMBER TO BE INSERTED]. If your grievance is not resolved to your satisfaction, you may escalate it to the Data Protection Board of India or, where applicable to your location, the relevant supervisory authority identified above.

Investment in retail fund is subject to market risks, read the offer document and all related documents carefully before investing.

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